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Pilots Personal Accident Insurance

Pilots in the exercise of their profession are usually a risk excluded from any life and/or accident insurance policy, unless previously declared, which gives rise to high premiums.

In the aeronautical insurance sector, these professionals are not only fully admitted as a risk to be insured through life and/or permanent disability insurance, but they also benefit from extremely competitive premiums.

Accident insurance, unlike civil liability insurance, is not mandatory. Consequently, it is the decision of the Company Manager, or the pilot, whether or not to contract said coverage, both for pilots and passengers. The majority of Aviation Companies, aware that - with regard to Civil Liability Insurance, pilots are not considered third parties and, in the event of an accident, they would not be covered by any policy - additionally take out life insurance and/or accidents to protect your flight personnel.

What does it offer?

Compensation in case of death or absolute disability. The coverages are the classic ones of conventional accident insurance, the specialty comes because the risk during the flight is covered.

The aforementioned compensation is covered immediately when the accident occurs and either the insured or the beneficiaries collect the insured capital.

Who needs it?

Pilots, who are not covered by the General Liability insurance of the aircraft or the Company.

Passengers, if you want to extend passenger civil liability coverage or if you want to take out insurance that operates immediately as soon as the accident occurs, unlike what happens with civil liability, which usually takes longer to collect compensation. .

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